Cashless remedy scheme quickly for highway accident victims with Rs 2.5 lakh cap per case

NEW DELHI: The authorities plans to launch a cashless treatment scheme for road accident victims with a cap of Rs 2.5 lakh per case. The scheme assumes significance as India accounts for about 5 lakh highway accidents each year, one of many highest globally, wherein about 1.5 lakh persons are killed and about three lakh are crippled.

For the cashless scheme for highway accident victims, the Ministry of Road Transport and Highways (MoRTH) will arrange a Motor Vehicle Accident Fund beneath it, a communication to move secretaries and commissioners of the states stated on Tuesday.

NHA’s (National Health Authority) sturdy IT platforms that are used for implementing AB-PM JAY (Ayushman Bharat Pradhan Mantri Jan Arogya Yojana) could also be leveraged to offer cashless remedy for highway accident victims for remedy together with the golden hour (first hour of the accident), the communication stated.

“All road accident victims of Indian or foreign nationality will be considered eligible for the scheme as its beneficiary. The scheme will have a cap of Rs 2.5 lakh/person/accident,” as per the communication.

Trauma and healthcare companies to highway accident sufferer shall be financed by an account which shall be established beneath the MoRTH for the implementation of the scheme, it stated.

“The funds will have contributions from the insurance companies through general insurance council for ensured vehicles and for hit-and-run-cases,” it stated and added that the ministry pays for the accidents for uninsured automobiles.

Besides, the automobile house owners shall be liable to pay the price of remedy as part of compensation in case of uninsured automobiles.

As many as 32 of 36 states/union territories are implementing PMJAY and the scheme gives advantages to about 13 crore households.

Under the scheme, victims shall be offered entry to cashless trauma care remedy on the nearest applicable hospital within the nation, as per the communication.

“Hospitals have to ensure provision of stabilisation in case they refer the patient to an empaneled PMJAY hospital where the complete treatment may be provided,” it stated.

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